Where the money goes
| Item | Per month |
|---|---|
| Gross pay (₩45M ÷ 12) | ₩3,750,000 |
| National Pension 국민연금 (4.75%) | −₩168,620 |
| Health insurance 건강보험 (3.595%) | −₩127,620 |
| Long-term care 장기요양 | −₩16,760 |
| Employment insurance 고용보험 (0.9%) | −₩31,950 |
| Income tax 소득세 | −₩130,510 |
| Local income tax 지방소득세 | −₩13,050 |
| Take-home | ₩3,261,490 |
Assumes a ₩200,000 tax-free meal allowance, single, no children.
Take-home by family size
| Dependents (including you) | Take-home per month |
|---|---|
| 1 | ₩3,261,490 |
| 2 | ₩3,288,990 |
| 3 (1 child aged 8–20) | ₩3,361,630 |
| 4 (1 child aged 8–20) | ₩3,375,000 |
Standard tax or the 19% flat rate?
With the 19% flat rate for foreign workers, the same salary would leave ₩2,621,300 a month, which is ₩640,190 less than the standard rates. At this salary the standard rates are the better choice.Read how the flat tax works before you switch.
Rates: Ministry of Health and Welfare / NHIS 2026 contribution rates (pension 9.5%, health 7.19%, long-term care 0.9448%), Employment Insurance Act. Last checked 2026-10-19.